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A homeowner’s insurance policy is a contract designed to repair or replace the home should it be damaged or destroyed by a covered cause of loss.

 

On average, Insurance policy cost for mobile home located in a mobile home community is $200-$400 a year. However, most companies allow you to make small monthly payments which makes it much more affordable. Wouldn’t you want to buy piece of mind for your home and family?

Also, you should pay attention to more than the cost of a policy since some policies are comprehensive, while others cover only specific causes of loss or “named perils.” Liability coverage, deductibles and coverage limits can vary from company to company and from policy to policy.As a mobile home owner, you need to shop around for the best deal and the best policy to suit your needs.

Ask insurance agents about discounts for home alarm systems, energy-efficient appliances or environmental improvements, and inquire about any other special offers.